Anchor 3.0

The compliance enforcement model.

Anchor reads every message your AI writes, catches anything that breaks a regulation or your company policy, and fixes it before it goes out. A small model trained for that one job, for a cent a message, in a fraction of the time a frontier model takes.

ZeroDrift
At a glance

Model:

Anchor 3.0, in mini, flagship and max sizes

Design:

A small language model trained on the regulations, post-trained from Gemma E4B, with a deterministic rules engine beside it

Runtime:

A verdict, the rule it applied, the exact passage and a verified rewrite

Works on:

Agents, email, chat, voice, marketing, documents, APIs

Modality:

Text

Runs:

Our cloud or your VPC, one L40S GPU

Speed:

1.5 s per message on the API, under 100 ms self-hosted, fast enough to check every message instead of a sample

Accuracy:

Catches 95.5% of violations on a human-labeled FINRA set, scored against human compliance reviewers. The best frontier model: 92.9%

Price:

$0.01 per message, flat. Rewrite and verification included, output tokens never billed

Pass
Pass
Pass
Pass
Enforcement

Every message in.
Every message out, compliant.

Messages from your AI flow through Anchor. Clean ones go straight out. Anything that breaks a rule is rewritten, verified and delivered compliant.

Messages IN

DELIVERED COMPLIANT

ANCHOR 3.0 · 95.5% RECALL

What comes back

The verdict, the rule,
the passage and the fix.

Every response names what it found and what it changed, so compliance, AI and security teams can read it, and it is logged as evidence.

Original AI Output

Composed {

"This fund is a safe way to increase returns and is a strong fit for your portfolio."

}

AICPA
ISO 27001
GDPR

Anchor Verdict

Verdict:

REWRITE

Rule Cited:

FINRA Rule 2210

Policy Match:

Promissory performance language

Reason:

The output implies safety, guaranteed suitability, and future performance.

ZeroDrift Compliant Rewrite

Sent {

// Rewritten

"This fund may be appropriate for certain investors depending on their objectives, risk tolerance, and time horizon. Past performance does not guarantee future results."

}

Why its own model

General models reason. Enforcement models decide.

Frontier models are generalists handed a rulebook in the prompt. Anchor learned the rulebook, so it answers the same way every time, in one pass, at the speed of the message.

The rules live in the model.

Regulations are learned in training, so nothing is pasted into a prompt and every message is read the same way.

It returns a decision.

The verdict, the rule, the exact passage and a compliant rewrite, in one pass.

Every fix is verified.

Anchor re-checks its own rewrite against the same rules before it ships, so a fix cannot introduce a new violation.

Your policies, enforced too.

Train your rules into Anchor 3.0 as an adapter, or upload policy documents on Anchor 3.0-max with nothing to train.

Benchmark

Measured against seven
frontier models.

Scored against Claude, GPT and Gemini models on a human-labeled FINRA set built with Surge AI. Same rulebook for every model.

95.5%

RECALL

Share of real violations caught, scored against human compliance reviewers. The best frontier model catches 92.9%.

34x

FASTER

Up to 34x faster than the four frontier models closest to it. 1.5 s per message on the API, under 100 ms self-hosted in your VPC.

37%

FEWER MISSES

Than the closest frontier model. For every 100 violations it let through, Anchor caught 37 of them.

12x

CHEAPER

Up to 12x cheaper than those same four models. $0.01 flat per enforcement with rewrite and verification, and no output-token charge.

FINRA Communications Benchmark, 150 human-labeled tasks, Surge AI, September 2026. Results are self-reported and an independent run is in progress.

Models

One rulebook,
three sizes.

Three sizes, the same rules in every one. Pick by how much you send and how deep each check needs to go.

CLASSIFY AND ENFORCE

//A

Anchor 3.0-mini

→

Classifies the whole message and returns one verdict.
Built to screen very high volumes.
‍

Base model:

Gemma E4B

Unit of work:

Whole message

Rewrites:

No

Custom policies:

No

Runs on:

L40S

$0.002

PER
ENFORCEMENT

REWRITE AND ENFORCE

//B

Anchor 3.0

→

Finds the exact passage that breaks a rule, rewrites it and verifies the fix. Learns your policies as a trained adapter.

Base model:

Gemma E4B

Unit of work:

Per line

Rewrites:

Yes, verified

Custom policies:

Trained LoRA adapter

Runs on:

L40S

$0.01

PER
ENFORCEMENT

ENFORCED REASONING

//C

Anchor 3.0-max

→

Reasons through the most sensitive documents. Upload policy documents and they are enforced at call time, nothing to train.

Base model:

Qwen3.8-27B

Unit of work:

Per line, with reasoning

Rewrites:

Yes, verified

Custom policies:

Uploaded documents

Runs on:

H100

$0.05

PER
ENFORCEMENT

One enforcement is one message up to 2,000 tokens, with rewrite and verification included. Output tokens are never billed. New accounts start with $10 in free credits.

Regulations

Every regulation,
built into the weights.

Thirteen regulation areas are learned in training and ready on day one. Activate the ones you need in Policy and add your own rules on top.

→

US Securities
‍

SEC · FINRA · REG BI

→

US Banking
and Lending

CFPB · UDAAP · FAIR LENDING

→

US Insurance
‍

NAIC · STATE AI BULLETINS

→

US Futures
and FX

CFTC · NFA

→

US Real Estate
and Fair Housing

FAIR HOUSING ACT · RESPA

→

US Marketing
Channels

TCPA · CAN-SPAM · FTC

→

EU Promotions
‍

MIFID II · PRIIPS · GDPR CONSENT

→

UK Promotions
‍

FCA · CONSUMER DUTY · COBS 4

→

APAC and
Canada Promotions

CSA · CIRO · MAS · ASIC · SFC

→

Digital Assets
‍

CRYPTO PROMOTIONS · RISK WARNINGS

→

Cyber and Privacy
‍

GDPR · CCPA · HIPAA · GLBA

→

AI Governance
‍

EU AI ACT · NIST AI RMF

→

Core Conduct
‍

HONESTY · DISCLOSURE · ESCALATION

→

Your policies
‍

TRAINED INTO ANCHOR 3.0 AS AN ADAPTER, OR UPLOADED ON ANCHOR 3.0-MAX

Put Anchor behind every AI message your firm sends.